• Download the KYC Form

Download our Know Your Customer (KYC) Form


The leading short-term insurer in Malawi with a market share of approximately 38%. Our core business is short term insurance, also known as general insurance. The security and peace of mind of our clientele are our top priorities. We provide a reliable and flexible claims service that is second to none on the Malawi insurance market.

NICO General Scoops award for top service.

nico award

Leading service providers and individuals in Malawi were awarded for service excellence at the Service Excellence Awards held on 16th November, 2016 at Sunbird Capital Hotel in Lilongwe.

It was all smiles for the country’s leading short term insurer, NICO General Insurance Company Ltd, when they were awarded with a Service Excellence Award in the category General Insurance Sector.

NICO General, Chief Executive Officer, Eric Chapola indicated that the award showcases the excellence of NICO General’s service delivery and congratulated management and staff of the firm for the remarkable achievement. He further urged the NICO General team to continue practicing professionalism in their work and ensure delivery of quality services and products to their customers.

Covers your golf bag set, its accessories and your personal effects.


This Policy provides you with coverage with respect to your legal liability for bodily injury to members of the public or damage caused by you whilst playing golf.

Coverage is also given for loss or damage to golfing equipment i.e golfing clubs, bags, trolleys, umbrellas etc.), personal effects, accidents to yourself and the best “hole in one” whilst playing in competition or a friendly game.

Complete protection of your home and valuable property

It is believed that the most valuable physical asset that an individual will own is their home and its contents seconded by a motor vehicle or motor vehicles. Those who live in rented accommodation will generally possess furniture and other valuable belongings which can be damaged by fire, theft etc.

There is, therefore, a great need for proper insurance cover for such assets. Today’s homes have evolved and require more extensive insurance cover than that offered by the traditional houseowners and householders policies. It is against this background that NICO General Insurance Company Limited has introduced the Homesure Insurance policy to cater for the requirements of the modern home.

Updated panel of approved Claims Services Providers.

PDCA Consultants Fidelity Insurance Assessors Central Loss Adjusters
GM Insurance Assessors First Insurance Assessors Dynamic Loss Adjusters
PTL Assessors Harolds Group MIC Associates

Updated List of Motor Vehicle Repair Centres

In a quest for continuous improvement in repair services on accident damaged motor vehicles for its clients, NICO General insurance Company Limited is pleased to announce an updated Panel of Recognized Motor Vehicle Repairers/Garages.

The list will be reviewed annually and from time to time as and when it becomes necessary to do so. We shall only recognize repair quotations from any two garages that appear on this list. Our clients are however at liberty to take their vehicles to any garage of their choice that is not on this list on the understanding that we shall not issue any LPO or Repairs Authorization to such a garage. We shall instead settle such claims, after involving a loss assessor, on cash-in-lieu-of-repairs basis.


  • NICO General is the leading short-term insurer in Malawi with the largest market share.
  • Security and peace of mind for our clients are our top priorities.
  • NICO General enjoys the support of world class reinsurers who compliment the company’s ability to underwrite huge and specialised risks.
  • Offers Fast Track Claims Service which ensures that qualifying claims both motor and non-motor are settled within 24 hours.
  • The A+ rate on the Claims Ability Paying Scale means that NICO General has very strong claims paying ability protection factor and risk is modest.

Latest News

30/08/2017. Going by its slogan ‘The Natural Choice’. Nico General Insurance Company has assured its customers that it will remain innovative in its quest to provide better services. The short-term...
28/08/2017. Nico General has been challenged to penetrate its insurance services to remote areas with a view of allowing more Malawians to access insurance policies. CDH Investment Bank Chief Executive Officer,...
07/04/2017. We announce the following Executive Management appointments in our Group with effect from 1st April 2017.  NICO LIFE INSURANCE COMPANY LTD - CEO      Eric E....
 The Natural Choice